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We are experienced Buyer’s Agent REALTORS® and are eager to guide you to the path of home ownership, and all real estate agents are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. We are committed to treat all parties to a transaction honestly. As REALTORS we subscribe to a strict Code of Ethics and are expected to maintain a higher level of knowledge of the process of buying real estate. As a CENTURY 21 agent, we also hold to a Buyers Service Pledge, promising you the best in service all around.

Here is how we can be of value to you:

• We can help you determine your buying power
• We have many resources to assist you in your home search
• We can assist you in the selection process by providing objective information about each property.
• We can help you negotiate
• We provide due diligence during the evaluation of the property, including inspections, title insurance, mortgage application and approvals
• We can help you understand different financing options and identify qualified lenders
• We will guide you through the closing process and make sure everything flows together smoothly

Here are some information links that will help you in your buying process:

• Home Buying Guides from Fannie Mae (PDF)
  • Borrowing Basics
  • Choosing a Mortgage
  • Credit
  • Open the Door
    
    
• Mortgage Options.
  Click here for more information.
  
  
• Buyers Agency - As of Jan. 1,1994 Michigan law requires real estate licensees who are acting as agents of sellers or buyers of real property to advise the potential sellers or buyers with whom they work of the nature of their agency relationship. A buyer's agent, under a buyer's agency agreement with the buyer, acts solely on behalf of the buyer. CENTURY 21 Riverpointe Agents are well versed in the duties of all types of Agency Relationships allowed under Michigan Law. We are happy to discuss agency with you further and you can also request a copy of our BUYER AGENT contract by contacting one of our AGENTS.
  Click here to see a sample Agency Disclosure.
  
  
• Home Inspections.
  Click here for more information.
  
  
• Home Warranties - A home warranty offers benefits and peace of mind for buyers It helps protect you from unforeseen repair/replacement costs and problems on covered items.
  Click here to see a full warranty brochure and application.
  
  
• Flood Insurance – Century 21 Riverpointe agents have access to the latest FEMA flood plain maps for Southeast Michigan.
  Click here for the Avoiding Flood Damage Kit from FEMA.
  
  
• Lead Based Paint – Every purchaser of any interest in residential real property on which a residential dwelling was built prior to 1978 is notified that such property may present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning.
  Click here for a full Lead Based Paint Information Booklet and Lead Based Paint Disclosures.
  
  
• Property Taxes – One of the most common questions we get as Buyers’ Agents is will the property taxes on the house I’m purchasing change? This Property Tax Estimator from the State of Michigan will help you plan accordingly.
  Property tax estimator.
  
  
• Utility Transfers.
  Click here for more information.
  
  
• Real Estate Podcasts for your MP3 player
  Click here for more information.
  
  
• Your Guide to Moving with Kids
  Click here for more information.
  
  
• First Time Home Buyers Guide
  Click here for more information.